America's Next Top Model contestant Whitney by Elizabeth Carrillo/The CW America's Next Top Model contestant Whitney by Elizabeth Carrillo/The CW

It started with 14 - and then there were three: Anya, Fatima and (for the first time in Top Model finale history) a plus-sized model, Whitney. But anything can happen with the Cover Girl photo shoot and commercial taking place tonight. Looks like one of the girls performance is a "train wreck" (as Tyra so graciously puts it), but any guesses as to who that wreck may be?

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