Bank president, George Fuller, uses his own fortune to cover the losses, when the bank is on the verge of collapse. Unknown to Fuller, however, Monroe Simmons, his vice-president, is undermining the bank for his own purposes. Then Tom Williams, who is in love with Fuller's daughter Ethel, asks his uncle, famous detective "Whispering Smith," to investigate the case. Smith successfully uncovers Simmons' conspiracy and apprehends him and his fellow conspirators, thus saving the bank.
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