Ruggles is a millionaire who allows Moore, a local vagabond, to live in his Fifth Avenue mansion every winter, while he vacations in South Carolina. Leading a life of luxury, Moore befriends DeFore, an ex-GI, and takes him in. Before long he has a houseful of visitors, including the millionaire and his daughter, both in disguise. Fun at times, but somewhat long. Songs include: "Speak My Heart," "That's What Christmas Means to Me," "It's a Wonderful, Wonderful Feeling" (Harry Revel), "You're Everywhere" (Revel, Paul Francis Webster).