Anna-Kat develops a fear of water and stops bathing, so her therapists suggests the Ottos take her swimming, but that involves Katie overcoming her fear of wearing a swimsuit in public. Elsewhere: Oliver gives his dad a style makeover.
Anna-Kat wants to walk to the library by herself. Elsewhere: Greg copes with Katie's dating life and Katie is annoyed that Oliver's entitled friend seems to be spending every waking moment at the Ottos.
When Doris insists that Katie attend the charity polo match she's organizing, Katie invites her crass best friend from college, Billy, to inject some life into the festivities, but Billy grates on the rest of the Ottos.
Valentine's Day arrives and Greg goes overboard with romantic gestures for Katie. Elsewhere: Oliver buys an expensive gift for a girl he has a crush on and tries to attend a Valentine's Day party with her.
The Ottos get snowed in during a blizzard that knocks out power and blocks the roads and Greg tries to "rough it" with the kids while Katie tries to visit a friend who has a power generator and other amenities.