At last, a bit of pop-music humiliation that doesn't require typing the words "Britney" or "Spears." Oops... I did it again. Well, anyway... though Michael Jackson's rep denied that Neverland Ranch was in foreclosure, TMZ has obtained a Notice of Default and Election to Sell notice from his mortgage company. Which isn't entirely surprising, seeing as the paperwork states that he's more than $23 million behind in his payments. He's bad! - Ben Katner