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The Ross kids discover their parents have lost all of their money and must learn to live without it.
Ravi and Emma feel their identities have been stolen when Luke becomes the brain of the family and Zuri the trendy fashionista.
Mrs. Kipling becomes a celebrity and it puts a strain on her relationship with Ravi. Meanwhile, Bertram preps Emma for an audition; and Zuri tries to become more independent.
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