Jim Drake

Zack and Cody find themselves responsible for money when they get issued credit-card like Student Meal Cards. When Zack runs out of money on his card, he borrows Cody's and uses all his money as well. Now the boys must get jobs so they don't starve.

Zack, Cody, and London move aboard the S.S. Tipton to attend high school on the high seas.

Zack takes his new girlfriend, Ella, on a double date with Cody and Barbara but acts nothing like a gentleman once Ella starts beating him at miniature golf. Meanwhile, Maddie is shocked and impressed when London announces that she's starting a book club. But when Maddie realizes her club isn't actually reading the books, but rather just getting together so they can gossip, she decides to try and influence London's outlook on reading.

A new kid at the hotel tries to buy Zack's friendship while London and Maddie have to take care of a fake baby boy.